Debt Settlement Services™
Professional portfolio analysis, settlement strategy, and document preparation for consumers seeking to negotiate and resolve outstanding debt obligations.
Where are you in the settlement process?
Select the option that best describes your situation. We’ll recommend the right package for your needs.
Settlement Review™
Clients seeking settlement guidance who need professional review and an understanding of their available options.
Investment
Comprehensive Review
- Debt portfolio review
- Creditor analysis
- Settlement feasibility assessment
- Consumer rights overview
- Personalized written findings
- Recommended next steps
Settlement Strategy™
Clients who understand their situation and need a coordinated settlement strategy.
Investment
Most Popular
Includes everything in Settlement Review™, plus:
- Settlement strategy development
- Offer preparation guidance
- Creditor prioritization
- Budget impact review
- Communication planning
- Personalized settlement roadmap
Settlement Management™
Clients facing complex settlement matters or advanced resolution planning.
Investment
Best Value
Includes everything in Settlement Strategy™, plus:
- Comprehensive portfolio analysis
- Advanced settlement planning
- Resolution strategy
- Enhanced written findings
- Additional document preparation guidance
- Secure analyst messaging
Custom Consultation™
Clients with multiple judgments, multiple creditors, active court matters, complex debt situations, or highly individualized circumstances.
Investment
Complex Situations
- Comprehensive situation assessment
- Multi-creditor coordination
- Customized settlement strategy
- Document preparation recommendations
- Priority action plan
- Dedicated analyst support
- Ongoing progress tracking
What You Receive
Every engagement is delivered with professional documentation and ongoing support.
Portfolio Analysis
A thorough review of your debts, creditors, balances, and settlement feasibility.
Settlement Strategy
A coordinated approach to negotiating with creditors and prioritizing settlements.
Offer Preparation
Professionally prepared settlement offer documents and negotiation guidance.
Creditor Communication
Templates and packages for professional correspondence with creditors.
Priority Recommendations
A ranked action plan so you know exactly what to tackle first.
Ongoing Support
Secure messaging with your assigned analyst throughout the engagement.
More Than Document Preparation
When you purchase Debt Settlement Services™, you’re not just paying for letters. You’re hiring MyTrueCivix to help strategically navigate your entire debt portfolio.
Professional Review
Expert analysis of your debt portfolio by trained specialists.
Educational Guidance
Understand your rights, settlement feasibility, and negotiation options.
Strategic Planning
A priority-ranked settlement plan tailored to your budget and goals.
Customized Documentation
Prepared settlement offers and correspondence matched to your creditors.
Progress Tracking
Monitor your settlement progress across every creditor in one workspace.
Ongoing Support
Secure messaging with your assigned analyst throughout the engagement.
What Happens Next
A clear, step-by-step view of your journey from purchase to delivery.
Complete Your Intake
Answer a guided interview so we understand your debt portfolio and goals.
Upload Your Documents
Provide account statements, collection letters, and any settlement offers.
Analyst Review
Your assigned analyst reviews your portfolio and prepares your deliverables.
Receive Your Strategy
Get your written summary, settlement strategy, and prepared documents.
Track Progress
Monitor your settlement status and communicate with your analyst from your dashboard.
Frequently Asked Questions
Common questions about Debt Settlement Services.
Important: Debt Settlement Services™ is an educational consulting and document preparation service. We do not negotiate with creditors on your behalf, manage your funds, or act as a debt settlement company. We do not guarantee that creditors will accept any settlement offer. Our role is to help you understand your options and prepare documentation. This is not a law firm.